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PIA National Opposes Proposal to Allow Insurance Sales Across State Lines

PIA has reaffirmed its long-standing opposition to proposals that would encourage insurance sales across state lines.
March 13, 2019

PIA has reaffirmed its long-standing opposition to proposals that would encourage insurance sales across state lines. Such proposals constitute a clear threat to the successful state-based system of insurance regulation, which PIA supports.

PIA National is strongly opposed to an action taken that seeks to allow the sale of health insurance across state lines. Following President Trump’s October 2017 executive order (EO #13813), directing federal agencies to consider ways to increase competition and choice in health care, the U.S. Health and Human Services’ Centers for Medicare and Medicaid Services (CMS) issued a 60-day request for comment on selling health insurance policies across state lines.

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PIA National is a steadfast supporter of continued supervision and regulation of insurance by the states as outlined by the McCarran-Ferguson Act of 1945, and opposes all proposals that would

create a version of federal insurance regulation, in full or in part. Allowing the sale of insurance across state lines could strip the states of their authority over health insurance and undermine the regulatory structure set up by McCarran-Ferguson.

“In its notice, CMS seeks to dismiss these concerns, but we don’t find their assurances credible,” said PIA National Vice President of Government Relations Jon Gentile. PIA National will submit comments within the 60-day window and strenuously oppose attempts to subvert state insurance regulation.

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